The impact of insurance service premiums on (ROA) for Iraqi insurance companies
DOI:
https://doi.org/10.51173/tjms.v3i1.16Keywords:
Insurance service premiums; Accident insurance; Car insurance; Fire insurance; Return on assets (ROA).Abstract
The study aimed to demonstrate the impact of insurance service premiums on the return on assets for (5) companies
practicing private insurance for the period from 2010 to 2021. The independent variable was measured insurance service
premiums in three dimensions: (accident insurance, car insurance, fire insurance). The dependent variable is Return on
assets (ROA). The researcher conducted his statistical analysis using the Eviews program using (panel data) models that
were adopted in the process of estimating the study model. The data published on the companies' website was relied
upon. The researcher used a pooled regression model to test the hypotheses, and the study concluded that insurance
service premiums in general have an impact on (ROA), based on the results of the statistical analysis used in the study
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