KHALAF HUSSEIN AL-ZUHAIRI , Ahmed; NESRINE HALOUANI. The impact of insurance service premiums on (ROA) for Iraqi insurance companies. Technical Journal of Management Sciences, [S. l.], v. 3, n. 1, p. 32–39, 2026. DOI: 10.51173/tjms.v3i1.16. Disponível em: https://tjms.mtu.edu.iq/tjms/index.php/home/article/view/16. Acesso em: 5 jun. 2026.